Hey Disney Vacationers! You can tell a lot about a Disney Vacation Club year by looking at the dues. It’s the one number you can’t escape, no matter how many points you own or where your home resort sits. And now that the 2026 DVC Annual Dues are released, we finally get a clear look at what next year will cost.
If you’ve been through this cycle before, you’ll notice a familiar pattern: steady increases, a few big jumps, and a handful of resorts that land on the lighter side. Nothing shocking, but definitely worth paying attention to—because these numbers hit your wallet every single year.
Let’s walk through everything in simple terms, with zero fluff. Just clear information, real numbers, and a tone that feels like you’re talking to a fellow member who gets it.
What DVC Annual Dues Cover
Every dollar you pay goes into five buckets. No mystery here—just resort operations.
Dues cover the daily costs of running your home resort:
- Housekeeping
- Front Desk Support
- Transportation
- Utilities
They also pay for repairs, guest areas, landscaping, and the teams that maintain the property. Administrative tasks fall into this budget too, including member support and reservation management.
Real estate taxes are included for each resort’s share. And last, there’s the Reserve for Replacement fund. This is the long-term safety net that covers big items like roof work, flooring, appliances, and furniture refreshes. It keeps the resorts in solid shape without hitting members with sudden, large bills.
Why DVC Dues Increase Every Year
The short answer? Expenses rise.
The long answer is just as simple: wages, utilities, taxes, insurance, supplies, and contracted services all climb each year. Many of these increases happen across the country, and some are especially heavy in Florida and Hawaii.
When a resort goes through a deeper maintenance cycle, the costs show up in the next year’s dues. And when storms or insurance changes hit coastal areas, the numbers move even more.
This is why dues usually go up 5–8% annually. 2026 follows that trend closely.
How DVC Sets the Dues
Behind the scenes, DVC prepares a budget for each resort. The condo association board reviews it, votes, and members approve it during the annual meeting.
Everything connects to real resort expenses. There’s no guesswork.
How to Calculate What You Will Pay in 2026
Here’s the simplest formula in the entire program:
- Annual Dues = Number of Points x Dues Per Point
If Saratoga Springs sits at $9.1877 per point in 2026, and you own 150 points, that’s:
150 × 9.1877 = $1,378.16
The increase seems small per point, but it adds up fast when multiplied across your contract. That’s why the next table shows the actual dollar increase for members with 150 and 250 points.
2026 DVC Annual Dues Table
This year, most resorts saw increases ranging from 6% to 7%. In 2025, we saw the DVC Annual Dues increase by 4 % to 6%.
| Resort | 2025 Dues | 2026 Dues | Change (%) | Increase for 150 Points (Year) | Increase for 250 Points (Year) |
|---|---|---|---|---|---|
| Animal Kingdom Villas | $9.6470 | $10.1608 | +5.32% | $77.22 | $128.70 |
| Aulani | $10.1219 | $10.9572 | +8.25% | $125.30 | $208.84 |
| Aulani Subsidized | $7.6090 | $8.2369 | +8.25% | $94.18 | $156.96 |
| Bay Lake Tower | $8.0150 | $8.7415 | +9.06% | $109.73 | $182.88 |
| Beach Club Villas | $9.1207 | $9.8113 | +7.57% | $103.59 | $172.65 |
| BoardWalk Villas | $9.0570 | $9.6717 | +6.78% | $92.21 | $153.69 |
| Boulder Ridge | $9.1885 | $9.7672 | +6.30% | $86.79 | $144.65 |
| Copper Creek Villas | $8.4914 | $9.0200 | +6.23% | $79.29 | $132.14 |
| Disneyland Hotel | $9.8207 | $10.5354 | +7.28% | $107.80 | $179.66 |
| Fort Wilderness Cabins | $11.8769 | $12.2756 | +3.36% | $59.14 | $98.56 |
| Grand Californian | $8.7974 | $9.5203 | +8.22% | $108.44 | $180.73 |
| Grand Floridian | $7.9298 | $8.3142 | +4.85% | $57.66 | $96.09 |
| Hilton Head | $11.9207 | $12.8621 | +7.90% | $141.21 | $235.35 |
| Old Key West | $10.5049 | $11.2054 | +6.67% | $105.08 | $175.14 |
| Polynesian | $7.9263 | $8.3334 | +5.14% | $61.07 | $101.78 |
| Riviera | $9.0572 | $9.4553 | +4.40% | $59.91 | $99.86 |
| Saratoga Springs | $8.5394 | $9.1877 | +7.59% | $97.25 | $162.09 |
| Vero Beach | $14.3026 | $14.8939 | +4.13% | $88.99 | $148.32 |
| Vero Beach Subsidized | $11.2374 | $11.6859 | +4.00% | $67.28 | $112.14 |
The Resorts With the Biggest Increases
If you’re scanning for the steepest jumps, you don’t need to look far. Aulani leads again with an 8.25% increase. The Grand Californian sits above 8% as well, and Hilton Head climbed close behind. These resorts carry higher operating costs, higher taxes, and in some cases higher insurance rates, so the increases make sense.
The resort with the biggest increase for 2026 is Bay Lake Tower at 9.06%. This is more than likely due to the major refurbishment the resort is going through.
Beach Club Villas, Saratoga Springs, and the Disneyland Hotel all sit above 7%, which keeps them in the higher range but still in line with what we’ve seen over the past few years.
The Resorts With the Smallest Increases
If you’re hoping for softer numbers, look at Fort Wilderness Cabins, Riviera, and Grand Floridian. These increases fall under 5%, and Vero Beach Subsidized is even lower.
Small increases don’t change the trend, but they do give you a little breathing room in a year when other resorts are moving faster.
Why the Reserve for Replacement Fund Matters
This part of the budget is the long-term insurance policy for your resort. Every year, the fund sets aside money to cover items that wear out over time. Think roof work, flooring, furniture, HVAC systems, and updates inside the rooms.
Without this fund, you’d see massive one-time assessments. This is the engine that keeps DVC resorts aging well without creating financial shocks for members. The fund is especially important in Florida, to help with any associated costs from hurricanes.
What These Increases Mean for You in 2026
The bottom line is simple: dues continue moving in the same direction they always move—up. There’s no surprise this year, but there is a clear theme. Most resorts fall in the steady 5–8% range, which means you’ll pay more if you own a mid-size or large contract.
For many members, this adds up to an extra $80–$250 (based on 150 points) compared with last year. If you own multiple contracts, the increases stack fast.
Still, none of these numbers change the core of DVC: you’re securing future stays at resorts that hold their value, stay updated, and deliver top-tier experiences because these dues support their upkeep.
Final Thoughts on the 2026 DVC Annual Dues
The 2026 Annual Dues tell a clear story: some resorts saw bigger jumps, some landed soft, and most followed the same reliable pattern Disney Vacation Club has kept for years. If DVC is something your family uses consistently, knowing these numbers helps you plan smarter, budget sharper, and stay ahead of the annual cycle.
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Meet the Author: Nate Bishop
I’m a die-hard Disney fan with 38 years of visits under my belt, having stepped into Disney World 120+ times. Proud to be a Disney Annual Passholder, a Vacation Club member since ’92, a Castaway Club Member, and a runDisney enthusiast. Oh, and I’ve graduated from the Disney College of Knowledge. Need Disney insights or planning tips? I’m your guy!
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